RECSPA is an acronym which stands for Real Estate Collateralized Single Premium Annuity. RECSPA developed a patent-pending financial models and calculations that was engineered to assist senior citizens in optimizing the value that can be gathered from a reverse mortgage. RECSPA's objective was to allow seniors the ease and comfort of "aging in place". This project was developed with Norm Bakos, a community activist who was one of the early reverse mortgage pioneers.
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